After months of hard work, ESIP is happy to announce that the NYS Department of Financial Services has approved an endorsement for our Accident & Health policies. This non-premium bearing endorsement adds coverage to the policy, including loss of life due to cardiac malfunction and weekly indemnity for illness! This change will be effective March 22nd, 2019 to all existing policy holders.
As you know, these are essential benefits to the members of emergency services organizations and we’re proud to be the first insurance provider in the state to receive approval to offer loss of life due to cardiac malfunction. If your organization does not already carry an Accident & Sickness policy, please reach out to your agent or the McNeil & Co. program representative for a review of full coverages available for your fire service members.